Reasons someone would call Atlantic Appraisal Services LLC

To many, an appraisal is simply a line item in the long list of items for a home purchase or refinance. Even though there are a developing number of automated home valuation processes that might seem more prudent than an appraisal, the majority of lenders still call for a local expert because the stakes are so high. You might think that obtaining a mortgage is the only basis for getting an appraisal, but there are more instances when the services of a certified, independent real estate professional could come in handy.


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Let Atlantic Appraisal Services LLC help you challenge your tax assessment in Florence County

It's possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a past assessment of your real estate, so if values have declined in your area, you can appeal your assessment and save money. An appraisal from Atlantic Appraisal Services LLC is your best evidence when building your case. At Atlantic Appraisal Services LLC,we can assist you in challenging your tax assessment.

Atlantic Appraisal Services LLC can help you do away with PMI to lower your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the home, many lenders ask homeowners to purchase an supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often lumped into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.

Atlantic Appraisal Services LLC will give you a statement regarding the value of your home, and the cost of the appraisal can often be offset in just a few months because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is often complicated by the burdensome decision of who gets the property, and it can be a particularly heartbreaking event for both parties. Regardless of the situation, it's prudent to get an appraisal from Atlantic Appraisal Services LLC so both parties are entirely aware of the true market value of their property.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Let Atlantic Appraisal Services LLC help you with relocating to or from Florence County

We are aware of the headaches involved with an employee relocation. We take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, along with information about any current sales or listings in their neighborhood that they want considered during our detailed process.

Selling your home quickly at the right price

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't related to the sales price, but rather they are calculated on our efforts to complete the appraisal.

We analyze the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes are on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.